Planning
All 10 calculators, in one place.
Ten calculators, from a first SIP to early retirement. Change the inputs or type your own values; hover or tap a column for the figures.
Not sure where to start? Take the 3-minute Money Health CheckPlan all your goals together
New to planning? Answer a few simple questions and we’ll fill this in for you.
Add your goals
For each goal, enter what it would cost if you paid for it today, and in how many years you need it. For example, a ₹20 lakh college degree in 12 years. We work out how prices rise by then.
- 1Cost in 2041
₹59.9 L2041
Starting SIP₹9,677
Child’s higher education will cost about ₹59.9 L in 2041. Starting at ₹9,677 a month, raised 5% each year, gets you there.
- 2Cost in 2046
₹1.6 Cr2046
Starting SIP₹12,573
Child’s marriage will cost about ₹1.6 Cr in 2046. Starting at ₹12,573 a month, raised 5% each year, gets you there.
- 3₹1,40,87,86230 yrs₹0Cost in 2056
₹8.09 Cr2056
Starting SIP₹17,305
Linked to the Retirement tab: ₹8.09 Cr is needed at age 60 to cover your expenses until 90. Cost today, years and savings come from there. Edit retirement details →
Up to 8 goals. Rename any goal by typing over its name.
How would you like to invest?
Our assumptions
Fine to leave as isHow will your money be invested?
The yearly return is the same value as in the Retirement tab: change either one and both update, so the retirement SIP matches in both places.
Your plan
Starting SIP for all goals
₹39,555
Total goal cost then
₹10.29 Cr
You invest in total
₹2.13 Cr
Start at ₹39,555 a month and raise it 5% every year. Each goal’s SIP stops once that goal is reached.
When each goal falls due, and its share of the plan
Year-by-year plan for all goals
| Year | Age | Monthly SIP | Portfolio value (year end) | Goal withdrawal | Goal |
|---|
After retirement the corpus pays ₹5,74,349 a month (your expenses at retirement, kept the same, as the Retirement tab assumes) and earns 8% a year until age 90.
Talk it through with us, or keep this plan
The link holds this plan’s figures, so you can reopen it or send it to someone. Nothing is saved with us; anyone with the link can see them.