Protection & legacy
Insurance that protects the plan
An investment plan only works if a death, illness or accident doesn’t derail it. We help you work out how much life and health cover you actually need, based on your income, liabilities and goals, and keep insurance separate from investing.
For businesses, keyman cover and property insurance protect the balance sheet.
Who it suits
- Earning members with dependants
- Families wanting adequate health cover
- Business owners needing keyman, fire or motor cover
How we work on it
- 01
Needs analysis
Human life value, liabilities and goals that must be protected.
- 02
Cover design
Pure term life, health and general cover sized to the need.
- 03
Policy comparison
Premiums, exclusions and claim processes compared clearly.
- 04
Annual check
Cover reviewed as income, family and loans change.
Questions
Asked often
How much life cover do I need?
Enough to repay loans and replace the income your family would need for their goals. Our retirement and goal calculators are a useful starting point.
Insurance is the subject matter of solicitation. Please read the policy wording carefully before buying.
Other services
All services- Core investingMutual fund portfolios
- Specialised & alternativesSpecialised Investment Funds (SIF)
- Specialised & alternativesPMS & AIF
- Fixed income & treasuryCorporate FDs & secured NCDs
- Fixed income & treasuryCorporate treasury
- Global & NRINRI & OCI investing
- Global & NRIGlobal equities via GIFT City
- Protection & legacySuccession & estate planning