Calculator
Risk Profile Quiz
Your risk profile describes how much ups and downs your investments can take. Answer three short questions to see where you stand, and a model mix of equity, debt, gold and global funds for that profile.
How much risk suits you?
Your profile
Moderate
Balanced growth and stability
Equity for long-term growth, with fixed income to cushion market falls.
Model allocation
- Equity
- 50%
- Debt
- 35%
- Gold & global
- 15%
An educational model, not a recommendation. A full risk profile looks at your income, goals, existing investments and time horizon before any scheme is suggested.
The figures presented are strictly for illustrative purposes, based on user-defined assumptions, and do not constitute a forecast or guarantee of future returns. All projections and calculations are powered by our proprietary, in-house Gammasphere Analytics software. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully before investing.
The method
How it works
- 01The questions cover how long the money can stay invested, how you would react to a fall, and what you want the money to do.
- 02Your answers are scored and matched to a profile: Conservative, Moderate or Growth.
- 03The model mix is educational. A full risk profile before investing also looks at your income, goals and existing investments.
Questions
Asked often
Why does my risk profile matter?
It helps choose investments you can stay with. A portfolio that is too risky for you can lead to selling in a fall, which turns a temporary drop into a real loss.
Can my risk profile change?
Yes. It changes with age, income, goals and experience. It is worth revisiting every few years or after a big change in life.
Is this the same as the risk profiling done before investing?
No. Before any scheme is suggested, a fuller assessment is done. This quiz is a quick, educational starting point.
Want to talk it through?
Book a free 30-minute call and we’ll look at what fits your goals, with no obligation.