Calculator
SIP Calculator
A Systematic Investment Plan (SIP) puts a fixed amount into a mutual fund every month. Enter the monthly amount, an assumed return and the number of years to see what it could grow to, with a year-by-year table.
What could a monthly SIP grow to?
Invested amount
₹18 L
Est. returns
₹29.6 L
Total value
₹47.6 L
Years
Year-by-year table
| Year | Monthly SIP | Invested | Value |
|---|
The figures presented are strictly for illustrative purposes, based on user-defined assumptions, and do not constitute a forecast or guarantee of future returns. All projections and calculations are powered by our proprietary, in-house Gammasphere Analytics software. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully before investing.
The method
How it works
- 01Each instalment is invested at the start of the month and grows at the monthly equivalent of the yearly return you choose.
- 02The total value adds up every instalment with its growth. Estimated returns are the total value minus the amount you put in.
- 03Real fund returns rise and fall from year to year; the calculator uses one steady rate to illustrate.
Questions
Asked often
What is the minimum SIP amount?
Many mutual fund schemes accept SIPs from ₹100 or ₹500 a month. Each scheme sets its own minimum.
What return should I assume?
Returns are not guaranteed and vary with the type of fund and the market. Try a cautious figure as well as a hopeful one, and plan around the lower result.
Can I change or stop a SIP later?
Yes. A SIP can be increased, paused or stopped. Units of open-ended funds can be redeemed at any time, subject to any exit load and tax.
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