Life moments

Getting married

Two incomes, two sets of goals. How to plan money together without losing track of either.

Your checklist

Tick items off as you go; nothing is saved.

• Share the full picture: incomes, savings, investments, loans and EMIs.
• Agree on a monthly budget and who pays for what.
• Move to a family floater health plan, or add your spouse to an existing one.
• Review life cover now that someone depends on your income.
• Update nominees on bank accounts, EPF, insurance and investments.
• List shared goals (a home, children, travel, retirement) with a cost and a year for each.
• Keep a joint emergency fund of about 6 months of household expenses.

Work out your numbers

Each calculator opens with these example figures; change them to your own.

• Plan your shared goals together
• Work out your combined net worth
• Take the 2-minute Money Health Check

How we can help

• Insurance planning
• Mutual fund portfolios