Gamma Wealth

Goal Planner

One monthly SIP for all your family’s goals

College, marriage and retirement, planned together. Tap through: 1 minute.

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Prices rise every year

Your child’s college costs ₹25 lakh today.

By 2041 (in 15 years), at 6% a year, it will cost

₹59.9 lakh

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Your child’s marriage

₹50 lakh today becomes

₹1.6 crore

by 2046 (in 20 years).

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Retiring at 60

₹50,000 a month of spending today will be

₹2.87 lakh

a month by 2056 (in 30 years), with prices rising 6% a year.

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Savings you’ll need

To withdraw ₹2.87 lakh every month from 60 to 90, you’d need

₹4.05 crore

saved by 2056 (in 30 years).

Feels big?

Planned together, all three need

₹30,903

a month to start, raised 5% each year.

Example: money grows 12% a year, prices rise 6%. Not a forecast.

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Each goal’s share

Education₹9,677
Marriage₹12,573
Retirement₹8,652
All three₹30,903

A month to start. Education needs more than retirement because it comes 15 years sooner, so the money has less time to grow. Each goal’s share stops once that goal is reached.

Example: money grows 12% a year, prices rise 6%. Not a forecast.

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Why raise it each year?

Start smaller. Raise it as your pay rises.

Same SIP every year₹43,153
Step-up SIP, to start₹30,903

The step-up SIP starts ₹12,250 a month lower, then grows 5% a year, in step with your income.

Example: money grows 12% a year, prices rise 6%. Not a forecast.

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Just starting?

One goal at a time is fine. Retirement alone starts at

₹8,652

a month.

Example: money grows 12% a year, prices rise 6%. Not a forecast.

Plan your own goals, free

Your age. Your goals. Your numbers.

Simple questions, one at a time. Nothing you type is saved.

Open the Goal Planner
Gamma Wealth

Investments, Insurance and succession planning for families across India and NRIs abroad.

AMFI-registered mutual fund distributor ARN368738 · APMI-registered PMS distributor APRN10386

An example, not a promise: age 30, retiring at 60 and planning to 90; we assume money grows 12% a year before retirement and 8% after, and prices rise 6% a year. Not a forecast of any scheme; actual returns vary.

Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

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